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Financing
Step-by-Step Process:
  
Clip art courtesy of progressive loan.com
~Do not underestimate yourself! Call one of the lending professionals listed below to find out what home price you qualify for today!~
Downpayment Options
If you want top-notch service by someone who has worked side-by-side with top producers to get even the most difficult transactions closed, call Alex Ascencio at:
 
www.progressiveloan.com
Alex Acenscio - Senior Loan Officer
Business: 562-231-1991
Cell: 562-413-1087
Direct Fax: 562-268-8428
Do you need an experienced individual to help you with first-time home buyer programs or no-money-down FHA loans in your area? Contact Jason Diez at:
Jason Diez
Guild Mortgage CompanyOffice:
Office: 626-339-4126, ext.214
Fax: 626-967-1015
Cell: 714-366-6969
In most cases, a Pre-Qualification letter by a lender is needed before a strong offer can be submitted on your behalf! This process can be completed within the same day to 48 hours once the necessary information is provided to the lender in the strictest confidence via phone, e-mail, fax or personal visit. This letter typically states the lender will give you a loan for a specified amount depending on the verification of the general information given to them. The pre-qualification letter gives a clearer picture of what you can actually afford.
Most realtors and home sellers are reluctant to show homes without knowing you have at least taken this very necessary first step. Once you receive the pre-qualification letter, you are one step closer to the purchase of your new home!
Pre-Approval occurs after a lender has completely verified your information and is ready to start processing your loan documents. With pre-approval, you can submit your offers with greater confidence as sellers generally perceive pre-approved buyer submitted offers as the stronger offers.
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